Industry Expertise

Social Services

For the past eighty years, Starke Agency has protected social service organizations throughout central Alabama. By their very nature, social service organizations vary greatly – from serving senior citizens to mentoring young children, assisting special needs to hosting camps. With this variation from organization to organization, it is imperative that your insurance broker understand both the social service industry and the risks specific to your organization. We not only understand your industry, but we will throughly review your account yearly to adequately manage your risk.

Also, we understand that social service organizations are the lifeblood of the community. Therefore, working as partners inside and outside the insurance industry, we are stewards of our social service organizations and community. When you succeed, our community succeeds.

We know the risk specific to social service organizations.
Risk management is an integral component in the operation of social service organizations. In most cases, social service organizations have been entrusted with gifts; therefore, in order to be good stewards of these gifts, it is imperative to have your account reviewed annually to ensure proper transfer and management of risk. Some of the risk exposures that must be addressed include:

• Directors and Officers Liability including Third Party Discrimination
• Employment Practice Liability
• Professional Liability
• Volunteer/Employee Dishonesty
• "Permissive Use" of Owned and Non-Owned Vehicles

Presented with unique challenges, we have creatively developed solutions for our social service clients for over eighty years. And we can do the same for you. Give us a call to learn how we can protect your organization and give you confidence moving forward.